Tools That Build Your Credit Profile
Handpicked credit building services from our partners — each one reports to the bureaus and helps strengthen your profile.
CreditStrong
Credit Builder Account- Reports to Experian, Equifax & TransUnion
- No hard credit pull to open
- Multiple plans starting under $15/mo
- Build savings while you build credit
CreditStrong is a registered trademark of Austin Capital Bank, SSB. Member FDIC.
IDIQ Rent & Bills
Rent Reporting- Report rent payments to credit bureaus
- Add utility and bill payments too
- No landlord approval needed
- Simple setup — start reporting fast
Super.com
Credit Builder Card- Reports to all 3 Credit Bureaus
- No credit check or interest
- 1% cashback on all purchases
- No minimum or upfront deposit
Kikoff
Credit Builder Account- Credit Builder Account & Credit Builder Loan
- No credit check — no interest
- Plans starting at $5/month
- Reports to the major credit bureaus
*Average first-year credit score impact of +86 points between Aug-2024 & Aug-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary.
Why We Recommend These Tools
Every offer on this page is from a partner we’ve vetted. They report to the credit bureaus, have transparent terms, and help you build the kind of positive payment history that strengthens your profile. We may earn a commission when you sign up through our links — at no extra cost to you.
ScorePros is not a credit repair organization. The tools on this page are third-party services. Results vary based on individual credit history and usage. ScorePros may receive compensation from partners featured on this page. CreditStrong is a registered trademark of Austin Capital Bank, SSB. Member FDIC.