What Credit Score Do You Need to Buy a House?
The minimum credit score for a mortgage depends on the loan type — FHA, VA, conventional, and USDA all have different requirements. Here’s what each one needs and how to get there.
The minimum credit score for a mortgage depends on the loan type — FHA, VA, conventional, and USDA all have different requirements. Here’s what each one needs and how to get there.
Your credit report is one of the most important financial documents you’ll ever deal with. This guide breaks down every section in plain English — personal info, trade lines, public records, and inquiries — so you know exactly what you’re looking at and what to do about it.