Compliance Statement
Effective Date: May 2, 2026
We are a self-service, educational tool that helps consumers understand their credit reports and take informed, user-directed action. We are not a credit repair organization as defined by the Credit Repair Organizations Act (15 U.S.C. § 1679 et seq.).
What ScorePros AI Is
ScorePros AI is a software tool that provides consumers with educational information about their credit reports. It helps users identify items that may be inaccurate, incomplete, or unverifiable, and guides them through the process of taking action themselves. The platform generates dispute letters for user review — letters are not sent without explicit user approval.
What ScorePros AI Is Not
ScorePros AI is not a credit repair organization. We do not: (1) act on your behalf with credit bureaus or creditors; (2) guarantee any improvement to your credit score or credit report; (3) provide legal advice; (4) charge advance fees for services that have not yet been performed; or (5) make representations that are false, misleading, or deceptive regarding our services or your credit situation.
Your Rights Under Federal Law
As a consumer, you have the right to dispute inaccurate information in your credit report for free, directly with the credit bureaus. You do not need to pay any company to do this for you. Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are required to investigate disputes and remove or correct information that cannot be verified. You can file disputes directly with Equifax, Experian, and TransUnion at no cost.
No Guarantees
ScorePros AI makes no guarantees regarding improvements to your credit score, the removal of any specific items from your credit report, or any other credit-related outcomes. Results vary based on individual credit profiles and the responses of credit bureaus and creditors.
User Control & Consent
You remain in control of all actions taken through ScorePros AI. Nothing is submitted to credit bureaus, creditors, or any other third party without your explicit review and approval. The platform requires your affirmative consent at each action step before any dispute or communication is prepared for sending.
No Legal Advice
Nothing on this platform or in any communication from ScorePros AI constitutes legal advice. If you have a legal dispute involving your credit, we recommend consulting a licensed consumer law attorney.
Questions About This Statement
If you have questions about this compliance statement or our service practices, contact us at marc@getscorepros.com or call (949) 237-2246.
See also: Privacy Policy • Terms of Use • FAQ